Your Privacy and Security

At ktumajam.com, (hereinafter known as ktumajam), we believe in the importance of revealing how we collect, use, and protect information about our online guests. This privacy policy has been written to help you understand how your personal information will be used in conjunction with the services of ktumajam.

Please be assured that we have taken extensive measures and employed advanced technological methods to ensure and safeguard your privacy and security. If you don’t understand this privacy policy or have any questions, concerns, or comments, please do not use this website until your concerns have been satisfactorily addressed. Please Contact us for additional information about this privacy policy or general website issues.

The use of this website may require the entry of personal information, such as name, e-mail, address, telephone and fax numbers, and other personal or demographic data. The entry of all personal information is voluntary and will not be shared, given, sold, or otherwise distributed to any other party outside of ktumajam. All information is sent using Secure Sockets Layer (SSL) technology, which offers a high level of data protection. Your security and confidentiality will be respected at all times.

Cookies may be used to enable ‘ease of use’ on our website. A “cookie” is a small file that is stored on your computer, which quickly assists the website in identifying your account and personal information. If you prefer not to use cookies, data access and/or website activities may be limited.

Consumer Security
Please be assured that the privacy of your personal data is under strictest guidelines.
Consumer Security
Through online forms, applications, e-mails, telephone, fax, verbal, written, or personal communication. This information may ask you to identify your name, e-mail address, financial information and more
Through member login screens, including password and user id
Through website browsing sessions
Through your present or past transactions with us that could reveal account status, transaction history, and balance
Through contest or sweepstake entries and surveys
In order to provide products and/or services to our visitors, it is necessary to collect a limited amount of personal data.


We could obtain this information through any or all of the following means:



Personal Data
Properly respond to your inquiries
Protect the rights, personal safety, and privacy of ktumajam, its users, and the public
Comply with legal regulations
Please rest assured that any personal data that is either entered online, given verbally, mailed, e-mailed, or transmitted through other means is under strict security guidelines. Your acceptance of this agreement constitutes permission by ktumajam to access, preserve, and disclose your personal account information as necessitated to:


The Distribution of Information
To expedite your orders and verify payment information, we may share all of your personal information, whether provided directly by you, or obtained through our means, with our service providers. These service providers may include but are not limited to companies that supply periodic account statements.


Financial Data
In order to properly validate your account, it may be necessary to ask for financial and/or banking information.


Technical Data
IP Address
Provides ktumajam with demographic data about our visitors. We, in turn, use this data to assist and target customers in certain geographic areas with specific needs.
Cookies
For the convenience of the customer, cookies personalize your visit, speed up processing time, and enable ‘ease of use’ on our website. A ‘cookie’ is a small file that is stored on your computer, which quickly assists the website in identifying your account and personal information. If you prefer not to use cookies, data access and/or website activities may be limited.
It may be necessary to collect technical data about your computer such as IP (Internet Protocol) address and/or store cookies (small files saved by your browser on your local hard drive). This technical data is used for the following:


Shared Data
Access to your private information is strictly protected and limited to those employees who have a legitimate business need to review specific data in your file. ktumajam complies with all federal standards in regards to safeguarding your personal information.


Additionally and With Your Consent
Without your consent, ktumajam will never share your personal information with other companies, who may want to contact you about services, products, and other offerings that